The Home Mortgage Disclosure Act,
enacted by Congress in 1975 and made permanent in 1988, requires
depository and non-depository lenders to collect and publicly
disclose information about housing-related loans and
applications for such loans, including several
applicant/borrower characteristics. This includes geographic
distribution of loans and applications; ethnicity, race, sex,
and income of applicants and borrowers; and information about
loan approvals and denials. HMDA is implemented by the
Federal Reserve Board’s Regulation C (12 CFR Part 203) and a
staff commentary (12 CFR Part 203, Supp. I).
To receive a
copy of the data send a written request to:
Weststar
Mortgage Corporation Compliance Department 2155 Louisiana
Boulevard NE Albuquerque, NM 87110 Suite 8000
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