The Home Mortgage Disclosure Act (HMDA

The Home Mortgage Disclosure Act, enacted by Congress in 1975 and made permanent in 1988, requires depository and non-depository lenders to collect and publicly disclose information about housing-related loans and applications for such loans, including several applicant/borrower characteristics. This includes geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials.  HMDA is implemented by the Federal Reserve Board’s Regulation C (12 CFR Part 203) and a staff commentary (12 CFR Part 203, Supp. I).

To receive a copy of the data send a written request to:

Weststar Mortgage Corporation
Compliance Department
2155 Louisiana Boulevard NE
Albuquerque, NM 87110
Suite 8000